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| Injured Workers > FAQs | |||
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The following information is general in nature. There may be exceptions
to each.
1. How soon does workers' compensation start? Workers' compensation starts on the fourth day of disability (subject to a three day period). The waiting period is waived if the disability continues for 14 days or longer or if an employee returns to temporary alternative employment within five days.
2. How do they figure my workers' compensation rate? Weekly compensation is based on 60% of your average weekly wage. To determine average weekly wage, gross wages are added together for 26 weeks up to 52 weeks preceding injury, then divided by the number of weeks. If less than 26 weeks, they may use rate of hire.
This depends on whether or not your carrier is using a managed care program. If they are, you must choose a doctor within the network. If you are not subject to managed care, the choice is yours.
4. Who pays for my prescriptions? The insurance carrier will reimburse you for any prescriptions relating to your injury. They have 30 days from receipt of the request.
Whether you choose to use an attorney is a personal choice. Individuals may seek legal counsel or represent themselves.
It depends on your case and circumstances. There are no job security
laws in New Hampshire, but the employer may be required to reinstate you
if you are released by your treating physician within 18 months of the
date of injury. See RSA
281-A:25a
7. What type of light duty job can my employer offer me? The position offered to you under light duty must be meaningful employment within the restrictions set by your physician.
8. If I return to light duty, can my employer reduce my rate of pay? Yes, but you may be entitled to receive a partial benefit from the insurance carrier in addition to your reduced wages.
Medical bills related to your injury remain the responsibility of the
carrier as long as treatment is required. There are certain time limits
for indemnity benefits depending on the circumstances of the case. See
RSA
281-A:31
10. Is workers' compensation taxable? No, but any questions pertaining to reporting, etc., should be directed to the IRS.
11. What are my rights and responsibilities? See employee benefits using the link at the left for benefits payable
under workers' compensation and also refer to New Hampshire Administrative Rule
Chapter Lab 503 Responsibility of All Parties
and New Hampshire Administrative Rule
Chapter Lab 507 Responsibilities of Employees
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